Webinar | How to Reduce Taxes on Qualified Accounts

    | March 24, 2021

    Many of our clients use qualified retirement plans as part of their long-term financial strategy. These plans allow you to invest pre-tax money today and only pay taxes once you start decumulating the account’s value during retirement. The most common examples of qualified plans are 401(k)s, IRAs, 403(b)s, defined benefit programs, and pensions.

    During this one-hour webinar, we will be sharing life insurance strategies that can minimize your tax exposure and maximize your after-tax wealth when taking distributions from these accounts in retirement. For qualified plans that allow insurance to be purchased, this can be a powerful resource.


    On the webinar, you will learn…

    • how to estimate the “true value” of qualified plans considering capital gain, income, and estate taxes.
    • what steps should be taken now, considering today’s historically low tax environment.
    • how these qualified leveraging strategies fit into your comprehensive estate plan.
    • what type of qualified plans allow this strategy.

    Meet the Presenters:

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    Josh Levine, CFP®
    Josh has been a member of the Telemus team since its inception in 2005.  As a Partner, Josh works with individual members on comprehensive financial life management issues.  He also assists business owners with evaluating their qualified retirement options such as 401(k), profit sharing and cash balance plans.  Prior to joining Telemus, Josh worked at Towers Perrin advising Fortune 100 companies on their employee benefit plans.

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    Michael Fontanini, CLU, CFP®
    Michael Fontanini, CLU, CFP® is Vice President, Advanced Sales and Design with Lion Street, Inc., a national network of fiercely independent advisors. Michael specializes in helping Lion Street Firms develop sophisticated life insurance solutions, encompassing both product and planning design, to meet the sophisticated needs of high net worth and business owner clients. He joined Lion Street in 2013. Prior to that, Michael’s background consists of diverse experience throughout the life insurance industry in various roles including personal production as a financial advisor, life insurance wholesaling, product marketing and advanced markets, all of which transpired with multiple life insurance carriers, including New England Financial, Phoenix Life, The Hartford and Prudential. Michael has earned the designations of Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU), is FINRA series 7 and 26 registered and is a former member of the Advanced Sales Committee for LIMRA. He is also currently pursuing a Masters in Taxation (MT) degree through the Graduate Tax Program of Villanova University Charles Widger School of Law/Villanova School of Business. Michael is from Des Moines, IA and currently resides in Austin, TX.

    Josh Levine

    Josh has been a member of the Telemus team since its inception in 2005. As a Partner and Senior Financial Life Advisor, Josh assists clients with strategy, financial planning, and holistic financial solutions. In addition to servicing clients, Josh is an integral part of the management team responsible for running the business of the firm.

    Josh Levine jlevine@telemus.com

    PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. Investment decisions should always be made based on the client's specific financial needs, goals and objectives, time horizon and risk tolerance. Current and future portfolio holdings are subject to risk. Risks may include interest-rate risk, market risk, inflation risk, deflation risk, currency risk, reinvestment risk, business risk, liquidity risk, financial risk, and cybersecurity risk. These risks are more fully described in Telemus Capital's Firm Brochure (Part 2A of Form ADV), which is available upon request. Telemus Capital does not guarantee the results of any investments. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, and may lose value.

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