Many of our clients use qualified retirement plans as part of their long-term financial strategy. These plans allow you to invest pre-tax money today and only pay taxes once you start decumulating the account’s value during retirement. The most common examples of qualified plans are 401(k)s, IRAs, 403(b)s, defined benefit programs, and pensions.

During this one-hour webinar, we will be sharing life insurance strategies that can minimize your tax exposure and maximize your after-tax wealth when taking distributions from these accounts in retirement. For qualified plans that allow insurance to be purchased, this can be a powerful resource.


On the webinar, you will learn…

  • how to estimate the “true value” of qualified plans considering capital gain, income, and estate taxes.
  • what steps should be taken now, considering today’s historically low tax environment.
  • how these qualified leveraging strategies fit into your comprehensive estate plan.
  • what type of qualified plans allow this strategy.

Meet the Presenters:

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Josh Levine, CFP®
Josh has been a member of the Telemus team since its inception in 2005.  As a Partner, Josh works with individual members on comprehensive financial life management issues.  He also assists business owners with evaluating their qualified retirement options such as 401(k), profit sharing and cash balance plans.  Prior to joining Telemus, Josh worked at Towers Perrin advising Fortune 100 companies on their employee benefit plans.

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Michael Fontanini, CLU, CFP®
Michael Fontanini, CLU, CFP® is Vice President, Advanced Sales and Design with Lion Street, Inc., a national network of fiercely independent advisors. Michael specializes in helping Lion Street Firms develop sophisticated life insurance solutions, encompassing both product and planning design, to meet the sophisticated needs of high net worth and business owner clients. He joined Lion Street in 2013. Prior to that, Michael’s background consists of diverse experience throughout the life insurance industry in various roles including personal production as a financial advisor, life insurance wholesaling, product marketing and advanced markets, all of which transpired with multiple life insurance carriers, including New England Financial, Phoenix Life, The Hartford and Prudential. Michael has earned the designations of Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU), is FINRA series 7 and 26 registered and is a former member of the Advanced Sales Committee for LIMRA. He is also currently pursuing a Masters in Taxation (MT) degree through the Graduate Tax Program of Villanova University Charles Widger School of Law/Villanova School of Business. Michael is from Des Moines, IA and currently resides in Austin, TX.

The material contained herein is for informational purposes only and does not constitute tax advice.  You should consult with your own tax advisor regarding your personal tax situation.  PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. The material contained herein is not intended as investment advice and does not address or account for individual investor circumstances.  Investment decisions should always be made based on the client's specific financial needs, goals and objectives, time horizon and risk tolerance.  The statements contained herein are based solely upon the opinions of Telemus Capital, LLC.  All opinions and views constitute our judgments as of the date of writing and are subject to change at any time without notice. Information was obtained from third party sources, which we believe to be reliable, but not guaranteed.

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