Webinar | What is a Cash Balance Pension Plan?

    | November 29, 2021

    Traditional pension plans are falling out of favor. Companies that still offer pension plans are finding it increasingly difficult to fund employee pensions with set dollar amounts, and as a result, they are moving away from the traditional pension structure and turning to a new type of plan: Cash Balance Pension plans (CBPs). Cash balance plans offer a number of unique benefits, but it can be difficult to understand the unique complexities of CBPs. Telemus is here to help.


    Telemus Senior Financial Life Advisor Bob Stone recently hosted a webinar on Cash Balance Pension plans with Brian Raymond, AIF®, CMFC®, CPFA®, CHSA®, Vice President of Business Development at Sentinel Benefits & Financial Group. Bob and Brian discussed the key things to know about Cash Balance Pension plans, including:

    • How Cash Balance plans work
    • Why Cash Balance plans are becoming more popular among employers offering pensions
    • The 5 key advantages of Cash Balance Pension plans
    • The unique investment considerations of Cash Balance plans


    Bob Stone is a Senior Financial Life Advisor and one of the original founding Partners at Telemus. Bob works with Telemus members to help them develop financial goals and investment strategies for the near to long term. Bob has more than 28 years of investment and financial industry experience and has helped members weather a wide variety of market situations across all stages of life. Bob is a graduate of the University of Michigan. He currently sits on the Board of Directors of the Karmanos Cancer Institute in Detroit, Michigan and on the Board of Directors at the University of Michigan Hillel.


    Brian Raymond, AIF®, CMFC®, CPFA®, CHSA® joined Sentinel Benefits & Financial Group in 2020 as Vice President of Business Development. Brian works closely with institutions and advisors offering consultation and design services. He is committed to building long-term relationships with his network and consistently bringing value and knowledge to the conversation. Brian brings over fifteen years of experience, providing a wide variety of institutional expertise to his relationships.

    Click here for designation requirements


    Telemus is a place where financial security is just the starting point. A place where you can identify and realize a more profound, more aspirational mission – to leverage your wealth to help you achieve your envisioned future. Through a deep and thoughtful exploration process with a unique team of experts, we help you define what financial and personal achievement means. By igniting a partnership with Telemus, we will help you attain personal life enrichment, your grandest visions, and your life’s most important goals. At Telemus, we have a different perspective on your financial life. When you take a seat at the Telemus Roundtable, you gain access to the most compelling conversations and inspired solutions for your financial future. We offer you a brand new, more holistic outlook far beyond just investment management which we know will serve as the inspiration for a more enriched life.


    PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. Investment decisions should always be made based on the client's specific financial needs, goals and objectives, time horizon and risk tolerance. Current and future portfolio holdings are subject to risk. Risks may include interest-rate risk, market risk, inflation risk, deflation risk, currency risk, reinvestment risk, business risk, liquidity risk, financial risk, and cybersecurity risk. These risks are more fully described in Telemus Capital's Firm Brochure (Part 2A of Form ADV), which is available upon request. Telemus Capital does not guarantee the results of any investments. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, and may lose value.

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