The first life lesson I’ve learned while traveling during the last three decades of my adult life: Be flexible, and know when to pivot to save a plan.

It was a long day navigating the Road to Hana with my family. Torrential, never-ending rain was our constant companion as we drove. “Thank goodness,” I declared, “that we don't have to drive back tonight!”

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PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS. This commentary is a matter of opinion and is for informational purposes only. It is not intended as investment advice and does not address or account for individual investor circumstances. Investment decisions should always be made based on the client's specific financial needs, goals and objectives, time horizon and risk tolerance. The statements contained herein are based solely upon the opinions of Telemus Capital, LLC. All opinions and views constitute our judgments as of the date of writing and are subject to change at any time without notice. Information was obtained from third party sources, which we believe to be reliable, but not guaranteed.

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